On behalf of Robertson, Oswalt & Associates | Apr 27, 2019 | Debt Relief, Firm News
Student loan debt is one of the most difficult types to deal with. It’s not normally able to be discharged in bankruptcy, and the interest rates can be high. Monthly payments can easily exceed the cost of rent or a mortgage for some students in Little Rock,...
On behalf of Robertson, Oswalt & Associates | Mar 8, 2019 | Debt Relief, Firm News
If you have credit debt that seems to have taken over your life, you’re not alone. On average, Americans own approximately three credit cards each, and may have debts of $5,000 or more. Debts usually start low among younger Americans, but by the time they reach...
On behalf of Robertson, Oswalt & Associates | Feb 7, 2019 | Debt Relief, Firm News
In January 2018, reports indicated that credit card debt had reached an all-time high in the United States. With the average credit card balance reaching $6,375, it’s clear that many people in America have enough debt that it could become problematic to pay it...
On behalf of Robertson, Oswalt & Associates | Jan 27, 2019 | Debt Relief, Firm News
When most people think of bankruptcy, they start worrying about giving up all of their property. They think that men with moving trucks are going to come to their homes, cart away all their stuff and leave them penniless and possession-less… This idea...
On behalf of Robertson, Oswalt & Associates | Jan 9, 2019 | Debt Relief, Firm News
If your debts have piled up, filing for bankruptcy might be your best option. Two of the most common types of personal bankruptcy are Chapter 7 and Chapter 13. To determine which you qualify for, you need to take the Arkansas means test. In Chapter 7 bankruptcy, your...
On behalf of Robertson, Oswalt & Associates | Oct 6, 2017 | Debt Relief, Firm News
Of the annoying fees that banks charge for the “privilege” of accessing your money, overdraft fees are arguably the most nerve-wracking. Most banks charge $35.00 for each purchase that exceeds the amount currently in the account, on top of the actual cost...
On behalf of Robertson, Oswalt & Associates | Aug 25, 2017 | Debt Relief, Firm News
While people toiling in debt may see bankruptcy as an option, there may be other non-bankruptcy options to combat debt as well. However, just like any other way to resolve a problem, there are good ways and bad ways to do so. This post will highlight some of the...
On behalf of Robertson, Oswalt & Associates | Aug 7, 2017 | Debt Relief, Firm News
The nation’s economy exceeded expectations by adding 209,000 new jobs last month. Analysts believed that 183,000 jobs would be created. The additional positions are indicative of an improving economy. This may bode well for people with student loan debt. While...
On behalf of Robertson, Oswalt & Associates | Aug 5, 2017 | Debt Relief, Firm News
We understand that getting out of debt is not easy. While you may do well with eliminating debt for a while, calamities may occur that cause you to incur more debt. Regardless of how frustrated you may be with your debt load, there are ways to gradually reduce it with...
On behalf of Robertson, Oswalt & Associates | Jun 23, 2017 | Debt Relief, Firm News
There is the letter of the law and the spirit of the law. How much weight courts should give those differing perspectives is a topic of much legal debate. Prevailing views on the subject can change over time and so they have recently regarding the legal means for...
