Chances are that you had big plans to save for your retirement. Like many, you hoped to stop working by a certain age and devote your golden years to travel, hobbies or simply relaxing. Perhaps you started early, putting a little back from each paycheck or investing...
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Bankruptcy
Seniors struggling with high debt, low retirement funds
On Behalf of Robertson, Oswalt, Nony & Associates | Nov 10, 2021 | Bankruptcy
Chances are that you had big plans to save for your retirement. Like many, you hoped to stop working by a certain age and devote your golden years to travel, hobbies or simply relaxing. Perhaps you started early, putting a little back from each paycheck or investing...
Should the stigma of bankruptcy hold you back?
On Behalf of Robertson, Oswalt, Nony & Associates | Sep 27, 2021 | Bankruptcy
Something that commonly holds consumers back from taking drastic steps to address their debt is that they worry they will make the wrong choice or that their choice will negatively affect their financial affairs permanently. Fortunately, that does not have to be the...
Is it time to file for bankruptcy?
On Behalf of Robertson, Oswalt, Nony & Associates | Jul 12, 2021 | Bankruptcy
Overwhelming debt can affect your entire life. If you are struggling to pay your debts each month, even on critical items like your home and your vehicle, you probably know that your job, your health and your relationships may suffer. Bankruptcy is a viable and...
Could spending money land you in trouble during Chapter 7?
On Behalf of Robertson, Oswalt, Nony & Associates | Jun 24, 2021 | Bankruptcy
Facing financial struggles is not any easy situation to deal with. Many Arkansas residents may feel as if their money problems are only getting worse no matter how hard they try to improve their circumstances. After a time, some may choose to move forward with Chapter...
Bankruptcy may help with financial stress
On Behalf of Robertson, Oswalt, Nony & Associates | Apr 14, 2021 | Bankruptcy
At first, your money issues may have started out small. You may have had to only pay the minimum amount on your credit card because money was tight, but you told yourself you would catch up next month. Unfortunately, you had a medical emergency that left you with...
What is the process for Chapter 7 bankruptcy?
On Behalf of Robertson, Oswalt, Nony & Associates | Mar 17, 2021 | Bankruptcy
Bankruptcy offers people struggling with considerable debt to discharge that debt and take back control over their financial future. While more than 500,000 Americans discharge their debt through bankruptcy every year, they do not experience this discharge immediately...
Which comes first, divorce or bankruptcy?
On Behalf of Robertson, Oswalt, Nony & Associates | Jan 21, 2021 | Bankruptcy, Divorce
Financial stressors are one of the leading causes of marital strife. If you and your spouse have had money struggles for months or years, you may be ready to file for divorce due to them. Yet, one or both of you may be in an untenable financial position, and you may...
Medical bills are difficult to handle even with multiple options
On Behalf of Robertson, Oswalt, Nony & Associates | Jan 14, 2021 | Bankruptcy
Though many Arkansas residents do their best to pay their insurance costs so that they have coverage in the event of a medical emergency, even insurance can fail to cover the entirety of certain medical bills. As a result, many individuals can end up struggling to pay...
Could Chapter 7 bankruptcy help during these difficult times?
On Behalf of Robertson, Oswalt, Nony & Associates | Jan 4, 2021 | Bankruptcy
For many people in Arkansas and across the country, facing financial issues is a threat now more than ever. Even if individuals have done their best to always remain conscientious about their spending and handling of their bills, job loss, medical emergencies, changes...