Experienced. Aggressive. Effective.
Many people in Arkansas and elsewhere mistakenly believe that bankruptcy results from not having any money to pay outstanding bills. However, that is not necessarily the case. In fact, many individuals with steady incomes can still need bankruptcy help because their...
There is a lot of confusion regarding whether overwhelming student loan debt can be discharged when a person files for bankruptcy. While more challenging than erasing other types of debt, discharging private and federal student loans is possible, although it requires...
Medical debt is an especially difficult problem for most people. Despite all the planning and proper financial steps someone takes, a significant injury or illness can wipe out someone’s entire savings and still have debt. Is it possible to overcome medical debt...
There may be a multitude of individuals in Arkansas and across the nation who feel that dealing with debt is simply a part of life. However, while taking on a certain level of financial obligations could be necessary at times, it might not always be so easy to tell...
Many people have misconceptions about the bankruptcy process, and believing these myths could keep you from meaningful debt relief. What myths do many people have about bankruptcy? Myth 1: Bankruptcy is not for everyday people. It can be easy to see bankruptcy as...
Life after bankruptcy can leave consumers with many questions, especially when it comes to rebuilding credit. After a person files, a person's credit score can drop drastically and stay on their credit report for at least a decade. Having good credit is vital for...
Filing for bankruptcy may help you dig yourself out of overwhelming debt, but before moving forward, you must figure out what type of bankruptcy filing to make. Most who file for personal bankruptcy do so through a Chapter 7 or Chapter 13 arrangement, and there are...
Bankruptcy can help you start over. But after it's all said and done, you may worry you won't be able to rebuild your credit, limiting your purchasing power. However, that's not always the case. While bankruptcy stays on your credit score for at least ten years, it's...
Considering filing for bankruptcy is a big first step in regaining control of your financial health and future. Bankruptcy is not the enemy: in fact, declaring bankruptcy may be one of the best decisions you ever make. However, it is important to understand that not...
Many older individuals seeking ways to reduce their unmanageable debt give serious consideration to how filing a petition for personal bankruptcy protection could help. With numerous companies either downsizing their workforce or not hiring older candidates,...