When it comes to primary sources of debt that challenge legions of Americans , many people automatically think of medical bills and credit card obligations. And many of them also think of student debt. In fact, school-linked loans assumed by young people commonly...
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Personal Bankruptcy
Are you eligible to file for Chapter 7 bankruptcy?
On behalf of Robertson, Oswalt, Nony & Associates | Feb 8, 2018 | Firm News, Personal Bankruptcy
Many Arkansas families face financial concerns, fear repossession or foreclosure. Company layoffs, unexpected medical bills or other significant life events can easily land your family in debt. Once you miss a few bill payments, you may find yourself falling deeper...
IRS watchdog: This program harms Americans, needs to go.
On behalf of Robertson, Oswalt, Nony & Associates | Jan 17, 2018 | Firm News, Personal Bankruptcy
National Taxpayer Advocate Nina Olson's view on a select IRS initiative to collect past-due taxes from filers in Arkansas and nationally is quite clear. She hates it. In fact, she calls it an "end-run around congressional safeguards" that has resulted in illogical and...
Medical debt: the most onerous exaction of all?
On behalf of Robertson, Oswalt, Nony & Associates | Jan 5, 2018 | Firm News, Personal Bankruptcy
A recent article in the online publication Investopedia doesn't mince words in its spotlighting of the immense medical-related financial challenges faced by many Arkansas residents and other individuals and families across the country. Medical debt is "a terrible...
Hyperbole and promises: Are debt-relief companies for real?
On behalf of Robertson, Oswalt, Nony & Associates | Dec 30, 2017 | Firm News, Personal Bankruptcy
Some readers of our blog who face daunting financial challenges and are stressed over how to best confront them might want to consider some advice given by Steve Rhode. Rhode is a financial contributor to various publications who prominently goes by the tag "Get Out...
Concerning debt relief, you might have several viable options
On behalf of Robertson, Oswalt, Nony & Associates | Dec 1, 2017 | Firm News, Personal Bankruptcy
If you have questions about debt-relief solutions, or just feel uncertain regarding the subject matter generally, you are far from alone. In fact, many millions of Americans facing debt challenges will readily admit that they find the topic complex and don't know...
Will new GOP proposal cut deductions re student debt interest?
On behalf of Robertson, Oswalt, Nony & Associates | Nov 9, 2017 | Firm News, Personal Bankruptcy
What one hand gives, the other takes away. That well-known saying might logically come to mind for many Arkansas residents and their fellow Americans across the country in the wake of many tax-related recommendations recently offered up by Congress. Specifically,...
Data point to growing financial problems for many consumers
On behalf of Robertson, Oswalt, Nony & Associates | Oct 31, 2017 | Firm News, Personal Bankruptcy
Well, it's not anything like the financial woes that crashed down on millions of Americans during the so-called Great Recession of recent years. But the current signals pointing strongly to increased money problems for high numbers of individuals and families across...
Drawbacks of debt settlement compared with bankruptcy, Part 2
On behalf of Robertson, Oswalt, Nony & Associates | Oct 7, 2017 | Firm News, Personal Bankruptcy
We noted in our October 5 blog post the strong view of one industry insider that bankruptcy is a preferable option over debt settlement for consumers dealing with stark financial challenges. Here's one reason why, notes financial adviser and columnist Liz Weston:...
Is debt settlement a good stand-in for a bankruptcy filing?
On behalf of Robertson, Oswalt, Nony & Associates | Oct 5, 2017 | Firm News, Personal Bankruptcy
Liz Weston is a veteran of the financial industry, being a certified financial planner and columnist on wide-ranging debt-related matters. As Weston turns her singular insights toward examination of the so-called debt settlement realm, she admittedly thinks back to a...
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