An Automatic Stay Stops Collectors In Their Tracks
If you have missed two or more payments on a car loan, mortgage or other secured debt, repossession or foreclosure are real possibilities. If you have missed several payments on unsecured debts, your creditors could file a collection lawsuit, resulting in the garnishment of your wages or bank account.
However, you can stop repossession, foreclosure, garnishment and collection lawsuits by starting the bankruptcy process. This puts an automatic stay on these legal actions, giving your lawyer time to develop a debt relief solution for you. The automatic stay essentially stops everyone in their tracks, allowing you time to get a plan put in place.
Stopping Repossession, Garnishment And Foreclosure
At the Little Rock, Arkansas, law firm of Robertson, Oswalt & Associates, we take full advantage of the bankruptcy laws to protect our clients’ rights and property. Bankruptcy petitions can be filed electronically, providing our clients with immediate protection from repossession, foreclosure, garnishment and collection lawsuits.
Creditor Harassment Stops When You Retain Our Firm
While the automatic stay starts when we file bankruptcy for you, creditor harassment can stop as soon as you hire us to represent you. Our Little Rock creditor harassment attorneys will handle all dealings with creditors from that point on. You can be free from creditor harassment and annoying phone calls.
If a creditor or bill collector does call, simply inform the caller that Robertson, Oswalt & Associates is now representing you.
Help is closer than you realize. Take the first step toward a brighter financial future by calling 501-588-4451 or 866-311-3815 to schedule your free initial consultation with a bankruptcy attorney at Robertson, Oswalt & Associates. You may also complete our brief online form.
From our four office locations in Little Rock, Benton, Conway and Heber Springs, you are never far from a local attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.