What Are Unsecured Debts In Bankruptcy?

Debts that are unsecured are often the reason people get into money trouble. Some of the most common types of debt are unsecured debts, which include credit card debt and medical bills.

Chapter 7 bankruptcy and Chapter 13 bankruptcy can both provide relief from most unsecured debts. If you have been wondering if bankruptcy is a good option for you, speak with an experienced bankruptcy attorney as soon as possible.

To learn more about unsecured debt and how bankruptcy works, contact our knowledgeable bankruptcy attorneys at Robertson, Oswalt & Associates. With office locations in Little Rock, Benton, Conway and Heber Springs, we serve clients throughout Arkansas.

Debt Relief For Unsecured Debts In Arkansas

Unsecured debt is generally, but not always, debt on an item that cannot be repossessed. On the other hand, secured debts are secured by homes, automobiles, tax liens and the like.

In general, most unsecured debt — such as credit cards and medical bills — can be discharged in bankruptcy. However, some unsecured debts may be more difficult to erase, such as:

  • Child support obligations
  • Alimony (spousal support) obligations
  • Student loans
  • Certain tax debts

Do not despair if some of your debts fall into these categories. There are many ways we can help you get back on your feet.

Contact Us Today For A Free Consultation

We encourage you to learn more about bankruptcy and determine if it may be right for your circumstances. To schedule a consultation with a Little Rock bankruptcy lawyer at our firm, call 501-588-4451 or contact us toll free at 866-311-3815. You may also contact us by email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.