Your recent bankruptcy filing in Arkansas left you with the need to make some serious changes in the overall trajectory of your life. Have you focused on how your new state of mind impacts your current relationship with money?

CNNMoney took a look at ways you can have a better relationship with money. Keep these insights in mind as you work on building a better financial life and future for yourself.

Dig down to the roots

One of the first things you should do is determine the root cause of why you had to file for bankruptcy in the first place. Have you had poor financial habits for several decades because of what your parents taught you (intentionally and unintentionally)? Maybe a life event threw you off track a few years ago and you never quite recovered. Figure out what it is and how to implement change.

Have specific goals

Of course, you want to get back on proper financial footing, but get more intentional with your goals. Do you want to build up an emergency fund? If so, how much do you want to save? Do you want to get your credit score back up? By how many points?

Spend some quality time with your money

Perhaps one of the reasons your finances got so out of whack was because you spent and spent without looking at your bank account. Change that. From now on, carve out some time to look over your bank and credit card accounts. Know where your every penny is going and what you can do to get better at spending and saving wisely.

This information is only intended to educate and should not be interpreted as legal advice.