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The divorce-related risks that can come from waiting to marry

The conventional wisdom when it comes to marriage has long been that the longer you wait to tie the knot, the better the chances your union will stand the test of time. In other words, the thinking has long been that those couples who wait to get married a bit later in life typically get divorced less frequently owing to their emotional maturity and real world experience.

Interestingly enough, recent research has actually served to refute this longstanding tenet. 

Indeed, one sociologist recently examined data gathered as part of the Centers for Disease Control and Prevention's National Survey of Family Growth from 2006 to 2010. Here, he determined that couples who married after the age of 32 were at an elevated risk of divorce that increased by as much as 5 percent with each passing year.

Yet another study published just a few weeks ago by researchers at the University of Utah supports this assertion about the elevated risk of divorce among older couples. In fact, it takes things one step further by theorizing that the best possible time for a couple to get married is in their late 20s to early 30s.

Why then are people getting married at later ages?

Some of the reasons advanced in the aforementioned studies and by other researchers include:

  • Social mores have evolved to such a degree that people no longer feel rushed to settle down and are able to be very selective about a partner.
  • People want to free themselves from debt and achieve financial independence before walking down the aisle.

This last point is especially noteworthy, as it means that older divorcing couples are different from their younger counterparts in that they likely have considerably more assets to their name. This reality, in turn, could serve to complicate any divorce, particularly if there was any comingling of assets.

For reasons like these, older couples planning a wedding may want to give serious consideration to the simple -- yet highly effective -- step of executing a prenuptial agreement

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