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Robertson, Oswalt, Nony & AssociatesCall today for a consultation

Robertson, Oswalt, Nony

Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.


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Difference In Your Life

Debt Relief From Student Loans In Arkansas


Long after they have left college, many people continue to be burdened by five-figure or sometimes six-figure student loan debts. Our economic downturn has made it even more difficult for these people to get these debts under control, much less reduce them.

Robertson, Oswalt, Nony & Associates is a team of attorneys who help people reduce and eliminate debts through the bankruptcy system. We regularly advise people regarding student loan debt problems.

If you have unmanageable debts, relief is possible. Our firm provides results-oriented advice and representation designed to help our clients reduce their debts while enabling them to keep their properties.

Are Student Loans Dischargeable In Bankruptcy?

Student loan debts are not generally dischargeable in bankruptcy. The exception to this rule is when paying a student loan debt would cause an undue hardship on the debtor. In practical terms, very few people can meet this test. However, that does not mean that a person with student loan debts does not have options.

How A Chapter 7 Or Chapter 13 Bankruptcy Can Help

A Chapter 13 bankruptcy can provide you with a debt repayment plan that makes it much easier to pay your nondischargeable debts such as student loans. A Chapter 7 bankruptcy can completely eliminate unsecured debts such as credit card debts and medical bills, freeing up cash flow that can be used to pay student loan debts.

Call Now For An Initial Consultation

Robertson, Oswalt, Nony & Associates wants to help you get debt relief and a fresh financial start. For more information about filing for bankruptcy, call 501-588-4451 or 866-311-3815 toll free. You may also send us an email

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.